Your Londonderry, NH loan officer
Tom lives next door in Litchfield and helps Londonderry buyers and homeowners finance homes, from North Londonderry to the Route 102 corridor.
By Tom MacDonald, Loan Officer · Tax rate from NH DRA, 2025Elite Mortgage GroupNMLS #2748687Company NMLS #2502308MBR
No credit pull to start · Options from 45 lenders · Call or text 603-851-4982
Pictured: Hancock, NHWhat should buyers know about Londonderry?
Looking for a mortgage in Londonderry, NH? Tom MacDonald, a loan officer with Elite Mortgage Group, helps buyers and homeowners in Londonderry and nearby towns with purchase loans, refinancing and pre-approvals, comparing options from 45 lenders. Londonderry's 2025 total property tax rate is $14.47 per $1,000 of assessed value (NH DRA). See every Rockingham County town's rate.
Londonderry is the westernmost town in Rockingham County, bordering Manchester, Derry, Hudson and Litchfield. I-93 crosses the east side with Exit 4 at Route 102 and Exit 5 at Route 28, while Route 128 (Mammoth Road) runs north to south. The main terminal of Manchester-Boston Regional Airport sits in the town's northwest corner. The Town Center at Mammoth and Pillsbury roads holds the Town Common, library and more than 10 miles of trails.
By state estimates, most of Londonderry's housing is detached single-family houses, followed by units in two-family and larger multi-unit buildings, plus some manufactured homes. In 2024 the town was one of six New Hampshire communities to permit more than 200 units in multi-unit buildings. A former orchard is also being developed as Woodmont Commons, with homes and businesses. Conventional, condo or 2 to 4 unit financing could fit, depending on the property.
FHA-approved condos: HUD lists 2 approved condo complexes in Londonderry (October 2026). See the list.
Londonderry is right next door to me in Litchfield. Mack's Apples is a fall favorite, and the Town Center at Mammoth and Pillsbury roads has the Town Common and more than 10 miles of trails. The airport terminal is in the northwest corner of town.
Tom also works across Rockingham County and nearby towns, including Derry, Litchfield, Manchester, Hudson, Hampstead and Auburn.
Neighborhoods and areas
- Town Center
- North Londonderry
- Route 102 (Nashua Road) corridor
- Woodmont Commons
- Musquash Conservation Area
Is there a loan officer in Londonderry, NH?
Yes. Tom MacDonald is a loan officer with Elite Mortgage Group, a mortgage broker at 300 Elm Street in Milford, NH, and he works with buyers and homeowners in Londonderry on purchase loans, refinancing and pre-approvals, and he lives next door in Litchfield. He's available 7 days a week by phone or text at 603-851-4982. Thomas MacDonald, NMLS #2748687 · Company NMLS #2502308MBR.
Londonderry resources
Which loan programs fit buyers in Londonderry?
- Conventional. Could suit the detached single-family houses that make up most of the town's housing.
- FHA for 2 to 4 units (multi-family). Could fit two-family properties, which hold more than 1,600 of the town's housing units in state estimates.
- Condo financing. Could fit condo and townhome units, a format that appears in recent planning board applications.
- NH Housing. Could work for single-family homes and condos in town, within program limits.
As a mortgage broker, Elite Mortgage Group works with 45 mortgage lenders, so Tom can shop your loan with many of them at once. Eligibility and terms vary by lender and program.
For buyers and homeowners in Londonderry
See all 12 loan typesShow fewer
Buying or refinancing in Londonderry?
Tell Tom a little about your plans and he'll follow up personally. There's no credit pull to start.
Read reviews: Google · Experience.com
Helpful guides
See all 4 guidesShow fewer
Close to Londonderry
See all 57 townsShow fewer
- Merrimack
- Amherst
- Hollis
- Pelham
- Weare
- Nashua
- Salem
- Windham
- Bedford
- Concord
- Milford
- Hooksett
- Goffstown
- Dover
- Rochester
- Exeter
- Plaistow
- Portsmouth
- Hampton
- Stratham
- Durham
- Bow
- Pembroke
- Chester
- Raymond
- Atkinson
- Kingston
- Brookline
- New Boston
- Newmarket
- Epping
- Seabrook
- Rye
- North Hampton
- Greenland
- Somersworth
- Barrington
- Sandown
- Hopkinton
- Nottingham
- Newton
- Deerfield
- Allenstown
- Fremont
- Danville
- Brentwood
- Candia
- Wilton
- Mont Vernon
- Lyndeborough
Compare towns, with tax rates and loan limits
Own a business in Londonderry? The free NH Business Hub is open to every local business.
Common questions about buying in Londonderry
Don't see yours? Call or text Tom or browse more answers.
Who is a local mortgage loan officer for Londonderry, NH?
Tom MacDonald, a loan officer who lives in Litchfield, NH. He works with Elite Mortgage Group, a mortgage broker at 300 Elm Street in Milford, NH, and helps buyers and homeowners in Londonderry compare loan options from 45 lenders. NMLS #2748687 · Elite Mortgage Group NMLS #2502308MBR. Call or text 603-851-4982, or read more about Tom.
What is the property tax rate in Londonderry, NH?
Londonderry's 2025 total tax rate is $14.47 per $1,000 of assessed value, set by the NH Department of Revenue Administration. On a home assessed at $100,000, that comes to $1,447 a year. The payment calculator fills in Londonderry's rate for you.
What are mortgage rates like in Londonderry, NH?
Mortgage rates follow national markets, so they don't change much from Londonderry to other New Hampshire towns. What differs is how each lender prices your loan, based on your credit, down payment, loan program and the property. Tom compares pricing from the 45 lenders Elite Mortgage Group works with for your scenario on the same day. What does change by town is property tax: at Londonderry's 2025 rate, each $100,000 of assessed value adds about $121 a month to your payment. The NH mortgage rates guide explains what sets your rate.
What are the 2026 loan limits in Londonderry?
Londonderry is in Rockingham County, where the 2026 one-unit FHA limit is $962,550 and the conforming limit is $962,550. Loans above the conforming limit are jumbo loans. The FHA guide and the loan limit guide have the details.
Which loan programs fit homes in Londonderry?
Programs that often fit in Londonderry include Conventional, FHA for 2 to 4 units (multi-family), Condo financing and NH Housing. The loan programs section above explains why each may suit Londonderry's homes, and Tom can compare them for your situation.
How much is the transfer tax when you buy in Londonderry?
New Hampshire's real estate transfer tax is the same in Londonderry as everywhere in the state: $0.75 per $100 of the price, charged to both the buyer and the seller at closing. See the transfer tax calculator or the closing costs guide.
Show all 12 questionsShow fewer
How do I get pre-approved to buy in Londonderry?
Start with a short conversation with Tom about your plans for Londonderry. It doesn't pull your credit. Then you complete Elite Mortgage Group's secure application, Tom reviews your income, assets and credit, and you get a pre-approval letter to send with your offers. The pre-approval guide lists the documents to gather.
Which roads do Londonderry commuters use?
Interstate 93 crosses the east side of Londonderry, with Exit 4 at Route 102 and Exit 5 at Route 28. Route 128 (Mammoth Road) is the main north-south road, and Manchester-Boston Regional Airport is partly in town.
What loan types fit Londonderry homes?
By state estimates, most of Londonderry's housing is detached single-family houses, followed by units in two-family and larger buildings, plus some manufactured homes. Londonderry is in Rockingham County, where the 2026 limit for a one-unit home is $962,550 for both conforming and FHA loans. HUD's list showed two FHA-approved condo complexes as of October 28, 2026: Rolling Meadows Condominium and a two-unit condominium on Lot 7-132-66.
Can I use a USDA loan in Londonderry?
Usually not. When Tom checked USDA's eligibility map on October 30, 2026, Londonderry was outside USDA's eligible rural area. Neighboring Litchfield was mostly inside it.
How does buying a home in New Hampshire work, start to finish?
- Get pre-approved, so you know your price range with Londonderry's tax rate included.
- Make an offer. Your purchase agreement sets the dates for inspections, financing and closing.
- Inspect. If the home has a private well or septic system, add a water test and septic check.
- Apply for the mortgage. Your lender must send a Loan Estimate within 3 business days of your application.
- Appraisal and underwriting.
- Review your Closing Disclosure, which you must receive at least 3 business days before closing.
- Close. New Hampshire's transfer tax is $0.75 per $100 of the price, paid by both the buyer and the seller.
Is there first-time buyer help in Londonderry?
NH Housing, the state's housing finance agency, offers programs statewide, including Home First for first-time buyers and Plus versions that add down payment assistance. For many programs, "first-time" means you haven't owned a home in the past three years. Income and purchase price limits apply, and some programs require a homebuyer education course. NH Housing loans are made through participating lenders, and Elite Mortgage Group is listed in NH Housing's directory of participating companies.
Ready when you are
Three easy ways to reach Tom. No cost, no obligation and no credit pull to start.
Get a call back
A few quick questions, then Tom calls you.