Mortgages in Newton, NH
Tom helps buyers and homeowners in Newton, on the Massachusetts line, from Newton Junction to the homes around Country Pond.
By Tom MacDonald, Loan Officer · Tax rate from NH DRA, 2025Elite Mortgage GroupNMLS #2748687Company NMLS #2502308MBR
No credit pull to start · Options from 45 lenders · Call or text 603-851-4982
Pictured: Hancock, NHWhat should buyers know about Newton?
Looking for a mortgage in Newton, NH? Tom MacDonald, a loan officer with Elite Mortgage Group, helps buyers and homeowners in Newton and nearby towns with purchase loans, refinancing and pre-approvals, comparing options from 45 lenders. Newton's 2025 total property tax rate is $16.77 per $1,000 of assessed value (NH DRA). See every Rockingham County town's rate.
Newton sits on the Massachusetts line across from Merrimac and Haverhill, with Plaistow, Kingston, East Kingston and South Hampton as its New Hampshire neighbors. Route 108 runs through town and continues into Massachusetts. Its villages include Newton Junction, Rowes Corner and Sargent Corners, and Country Pond, about 300 acres, drains through the Powwow River toward Amesbury.
Census estimates put about 91% of Newton's roughly 1,900 housing units in single-family homes, and about 31% were built before 1960. Conventional, FHA, VA and NH Housing loans could fit many of these homes, and buyers moving from Massachusetts can compare taxes before and after a move.
Newton sits right on the Massachusetts line, with Country Pond and Newton Junction. It's a good fit for buyers moving up from the Merrimack Valley.
Tom also works across Rockingham County and nearby towns, including Plaistow and Kingston.
Neighborhoods and areas
- Newton Junction
- Country Pond
- Rowes Corner
- Sargent Corners
- Route 108
Which loan programs fit buyers in Newton?
- Conventional. Suits a town where about 91% of homes are single-family houses.
- FHA. May work for many of the town's single-family homes.
- VA. Could finance a primary home for eligible veterans and service members.
- NH Housing. May fit a primary home purchase for eligible buyers.
As a mortgage broker, Elite Mortgage Group works with 45 mortgage lenders, so Tom can shop your loan with many of them at once. Eligibility and terms vary by lender and program.
For buyers and homeowners in Newton
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Buying or refinancing in Newton?
Tell Tom a little about your plans and he'll follow up personally. There's no credit pull to start.
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Helpful guides
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Close to Newton
See all 57 townsShow fewer
- Litchfield
- Hudson
- Merrimack
- Amherst
- Hollis
- Pelham
- Weare
- Londonderry
- Nashua
- Manchester
- Salem
- Derry
- Windham
- Bedford
- Concord
- Milford
- Hooksett
- Goffstown
- Dover
- Rochester
- Exeter
- Hampstead
- Portsmouth
- Hampton
- Stratham
- Durham
- Bow
- Pembroke
- Auburn
- Chester
- Raymond
- Atkinson
- Brookline
- New Boston
- Newmarket
- Epping
- Seabrook
- Rye
- North Hampton
- Greenland
- Somersworth
- Barrington
- Sandown
- Hopkinton
- Nottingham
- Deerfield
- Allenstown
- Fremont
- Danville
- Brentwood
- Candia
- Wilton
- Mont Vernon
- Lyndeborough
Compare towns, with tax rates and loan limits
Own a business in Newton? The free NH Business Hub is open to every local business.
Common questions about buying in Newton
Don't see yours? Call or text Tom or browse more answers.
Who is a local mortgage loan officer for Newton, NH?
Tom MacDonald, a loan officer who lives in Litchfield, NH. He works with Elite Mortgage Group, a mortgage broker at 300 Elm Street in Milford, NH, and helps buyers and homeowners in Newton compare loan options from 45 lenders. NMLS #2748687 · Elite Mortgage Group NMLS #2502308MBR. Call or text 603-851-4982, or read more about Tom.
What is the property tax rate in Newton, NH?
Newton's 2025 total tax rate is $16.77 per $1,000 of assessed value, set by the NH Department of Revenue Administration. On a home assessed at $100,000, that comes to $1,677 a year. The payment calculator fills in Newton's rate for you.
What are mortgage rates like in Newton, NH?
Mortgage rates follow national markets, so they don't change much from Newton to other New Hampshire towns. What differs is how each lender prices your loan, based on your credit, down payment, loan program and the property. Tom compares pricing from the 45 lenders Elite Mortgage Group works with for your scenario on the same day. What does change by town is property tax: at Newton's 2025 rate, each $100,000 of assessed value adds about $140 a month to your payment. The NH mortgage rates guide explains what sets your rate.
What are the 2026 loan limits in Newton?
Newton is in Rockingham County, where the 2026 one-unit FHA limit is $962,550 and the conforming limit is $962,550. Loans above the conforming limit are jumbo loans. The FHA guide and the loan limit guide have the details.
Which loan programs fit homes in Newton?
Programs that often fit in Newton include Conventional, FHA, VA and NH Housing. The loan programs section above explains why each may suit Newton's homes, and Tom can compare them for your situation.
How much is the transfer tax when you buy in Newton?
New Hampshire's real estate transfer tax is the same in Newton as everywhere in the state: $0.75 per $100 of the price, charged to both the buyer and the seller at closing. See the transfer tax calculator or the closing costs guide.
How do I get pre-approved to buy in Newton?
Start with a short conversation with Tom about your plans for Newton. It doesn't pull your credit. Then you complete Elite Mortgage Group's secure application, Tom reviews your income, assets and credit, and you get a pre-approval letter to send with your offers. The pre-approval guide lists the documents to gather.
Ready when you are
Three easy ways to reach Tom. No cost, no obligation and no credit pull to start.
Get a call back
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