Mortgages in Hooksett, NH
Tom helps Hooksett buyers and homeowners along the Merrimack River between Manchester and Concord.
By Tom MacDonald, Loan Officer · Tax rate from NH DRA, 2025Elite Mortgage GroupNMLS #2748687Company NMLS #2502308MBR
No credit pull to start · Options from 45 lenders · Call or text 603-851-4982
Pictured: Hancock, NHWhat should buyers know about Hooksett?
Looking for a mortgage in Hooksett, NH? Tom MacDonald, a loan officer with Elite Mortgage Group, helps buyers and homeowners in Hooksett and nearby towns with purchase loans, refinancing and pre-approvals, comparing options from 45 lenders. Hooksett's 2025 total property tax rate is $17.19 per $1,000 of assessed value (NH DRA). See every Merrimack County town's rate.
Hooksett lies along the Merrimack River between Manchester and Concord. Interstate 93 has three interchanges serving the town, and US 3 and Routes 3A, 27, 28 and 28A run through it as well. Its villages and neighborhoods include Hooksett village, South Hooksett, Martins Corner and Rowes Corner, and Robie's Country Store is a National Historic Landmark.
In the state's community profile, about 76% of Hooksett's housing units are single-family homes, about 8% are in two- to four-unit buildings and about 12% are in buildings with five or more units. Conventional, FHA, VA and NH Housing loans could fit many of these homes. Hooksett is in Merrimack County, which has its own FHA loan limit.
FHA-approved condos: HUD lists 2 approved condo complexes in Hooksett (October 2026). See the list.
Hooksett sits on the Merrimack River between Manchester and Concord, and Robie's Country Store is a National Historic Landmark. Three I-93 exits make getting around easy.
Tom also works across Merrimack County and nearby towns, including Manchester, Goffstown, Concord, Bow, Pembroke, Allenstown and Candia.
Neighborhoods and areas
- Hooksett village
- South Hooksett
- Martins Corner
- Rowes Corner
- Merrimack River
Which loan programs fit buyers in Hooksett?
- Conventional. Suits a housing stock where about 76% of units are single-family homes.
- FHA. May work for many single-family homes.
- VA. Could finance a primary home for eligible veterans and service members.
- NH Housing. May fit a primary home purchase, depending on the buyer and the program's rules.
As a mortgage broker, Elite Mortgage Group works with 45 mortgage lenders, so Tom can shop your loan with many of them at once. Eligibility and terms vary by lender and program.
For buyers and homeowners in Hooksett
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Buying or refinancing in Hooksett?
Tell Tom a little about your plans and he'll follow up personally. There's no credit pull to start.
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Helpful guides
Close to Hooksett
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- Litchfield
- Hudson
- Merrimack
- Amherst
- Hollis
- Pelham
- Weare
- Londonderry
- Nashua
- Salem
- Derry
- Windham
- Bedford
- Milford
- Dover
- Rochester
- Exeter
- Plaistow
- Hampstead
- Portsmouth
- Hampton
- Stratham
- Durham
- Auburn
- Chester
- Raymond
- Atkinson
- Kingston
- Brookline
- New Boston
- Newmarket
- Epping
- Seabrook
- Rye
- North Hampton
- Greenland
- Somersworth
- Barrington
- Sandown
- Hopkinton
- Nottingham
- Newton
- Deerfield
- Fremont
- Danville
- Brentwood
- Wilton
- Mont Vernon
- Lyndeborough
Compare towns, with tax rates and loan limits
Own a business in Hooksett? The free NH Business Hub is open to every local business.
Common questions about buying in Hooksett
Don't see yours? Call or text Tom or browse more answers.
Who is a local mortgage loan officer for Hooksett, NH?
Tom MacDonald, a loan officer who lives in Litchfield, NH. He works with Elite Mortgage Group, a mortgage broker at 300 Elm Street in Milford, NH, and helps buyers and homeowners in Hooksett compare loan options from 45 lenders. NMLS #2748687 · Elite Mortgage Group NMLS #2502308MBR. Call or text 603-851-4982, or read more about Tom.
What is the property tax rate in Hooksett, NH?
Hooksett's 2025 total tax rate is $17.19 per $1,000 of assessed value, set by the NH Department of Revenue Administration. On a home assessed at $100,000, that comes to $1,719 a year. The payment calculator fills in Hooksett's rate for you.
What are mortgage rates like in Hooksett, NH?
Mortgage rates follow national markets, so they don't change much from Hooksett to other New Hampshire towns. What differs is how each lender prices your loan, based on your credit, down payment, loan program and the property. Tom compares pricing from the 45 lenders Elite Mortgage Group works with for your scenario on the same day. What does change by town is property tax: at Hooksett's 2025 rate, each $100,000 of assessed value adds about $143 a month to your payment. The NH mortgage rates guide explains what sets your rate.
What are the 2026 loan limits in Hooksett?
Hooksett is in Merrimack County, where the 2026 one-unit FHA limit is $541,287 and the conforming limit is $832,750. Loans above the conforming limit are jumbo loans. The FHA guide and the loan limit guide have the details.
Which loan programs fit homes in Hooksett?
Programs that often fit in Hooksett include Conventional, FHA, VA and NH Housing. The loan programs section above explains why each may suit Hooksett's homes, and Tom can compare them for your situation.
How much is the transfer tax when you buy in Hooksett?
New Hampshire's real estate transfer tax is the same in Hooksett as everywhere in the state: $0.75 per $100 of the price, charged to both the buyer and the seller at closing. See the transfer tax calculator or the closing costs guide.
How do I get pre-approved to buy in Hooksett?
Start with a short conversation with Tom about your plans for Hooksett. It doesn't pull your credit. Then you complete Elite Mortgage Group's secure application, Tom reviews your income, assets and credit, and you get a pre-approval letter to send with your offers. The pre-approval guide lists the documents to gather.
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