A free mortgage checkup for New Hampshire homeowners
Once a year, it's worth a short look at your mortgage. Sometimes the answer is "keep what you have." Sometimes a change makes sense. Tom will tell you which, in plain numbers.
No cost, no obligation and no credit pull to start ·
Six questions worth asking about your mortgage
Each one links to a guide or tool you can use on your own. Or ask Tom to go through them with you.
Can I drop mortgage insurance?
If your home has gained value or you've paid down the loan, PMI may come off.
RefinanceWould a refinance pay off, and when?
See your break-even point before you spend anything on closing costs.
Home equityShould I tap my equity?
A HELOC and a cash-out refinance work differently. See which fits a project.
Property taxIs my assessment fair?
How NH abatements work, and the deadline to ask after your final tax bill.
EscrowWhy did my payment change?
Usually it's taxes or insurance in escrow. Here's how to check the statement.
PayoffHow could I pay it off sooner?
See what extra monthly or yearly payments could do to your payoff date.
A straight answer
- A look at your current loan, your equity and your goals
- Whether a refinance, a HELOC or removing PMI is worth a closer look
- Plain numbers when a change makes sense, and "keep what you have" when it doesn't
Questions about your current loan?
Tom will review it with you at no cost and with no obligation.
Get a call back
A few quick questions, then Tom calls you.
