Mortgages in Fremont, NH
Tom helps buyers and homeowners in Fremont, from Main Street and the Poplin meeting house to Pages Corner.
By Tom MacDonald, Loan Officer · Tax rate from NH DRA, 2025Elite Mortgage GroupNMLS #2748687Company NMLS #2502308MBR
No credit pull to start · Options from 45 lenders · Call or text 603-851-4982
What should buyers know about Fremont?
Looking for a mortgage in Fremont, NH? Tom MacDonald, a loan officer with Elite Mortgage Group, helps buyers and homeowners in Fremont and nearby towns with purchase loans, refinancing and pre-approvals, comparing options from 45 lenders. Fremont's 2025 total property tax rate is $16.95 per $1,000 of assessed value (NH DRA). See every Rockingham County town's rate.
Fremont is a Rockingham County town between Epping, Brentwood, Kingston, Danville, Sandown, Chester and Raymond. Route 107 runs along Main Street through the town center, and Route 111A follows Danville Road and Middle Road. The Exeter River drains most of the town, the Rockingham Recreation Trail crosses it, and the Fremont Meeting House, built in 1800, is on the National Register of Historic Places.
Census estimates put about 87% of Fremont's roughly 1,800 housing units in single-family homes, with about 27% built since 2000. Conventional, FHA, VA, USDA (eligibility is checked by address) and NH Housing loans could fit many of these homes, depending on the property and the borrower's plans.
FHA-approved condos: HUD lists 1 approved condo complex in Fremont (October 2026). See the list.
Fremont is a small town on Route 107 along the Exeter River, with the old Fremont Meeting House and the Rockingham Recreation Trail for walking and biking.
Tom also works across Rockingham County and nearby towns, including Raymond, Epping, Brentwood, Kingston, Danville, Sandown and Chester.
Neighborhoods and areas
- Main Street (Route 107)
- Pages Corner
- Exeter River
- Rockingham Recreation Trail
- Fremont Meeting House
Which loan programs fit buyers in Fremont?
- Conventional. Suits a town where about 87% of homes are single-family houses.
- FHA. May work for many of the town's single-family homes.
- VA. Could finance a primary home for eligible veterans and service members.
- NH Housing. May fit a primary home purchase for eligible buyers.
As a mortgage broker, Elite Mortgage Group works with 45 mortgage lenders, so Tom can shop your loan with many of them at once. Eligibility and terms vary by lender and program.
For buyers and homeowners in Fremont
See all 12 loan typesShow fewer
Buying or refinancing in Fremont?
Tell Tom a little about your plans and he'll follow up personally. There's no credit pull to start.
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Helpful guides
Close to Fremont
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- Litchfield
- Hudson
- Merrimack
- Amherst
- Hollis
- Pelham
- Weare
- Londonderry
- Nashua
- Manchester
- Salem
- Derry
- Windham
- Bedford
- Concord
- Milford
- Hooksett
- Goffstown
- Dover
- Rochester
- Exeter
- Plaistow
- Hampstead
- Portsmouth
- Hampton
- Stratham
- Durham
- Bow
- Pembroke
- Auburn
- Atkinson
- Brookline
- New Boston
- Newmarket
- Seabrook
- Rye
- North Hampton
- Greenland
- Somersworth
- Barrington
- Hopkinton
- Nottingham
- Newton
- Deerfield
- Allenstown
- Candia
- Wilton
- Mont Vernon
- Lyndeborough
Compare towns, with tax rates and loan limits
Own a business in Fremont? The free NH Business Hub is open to every local business.
Common questions about buying in Fremont
Don't see yours? Call or text Tom or browse more answers.
Who is a local mortgage loan officer for Fremont, NH?
Tom MacDonald, a loan officer who lives in Litchfield, NH. He works with Elite Mortgage Group, a mortgage broker at 300 Elm Street in Milford, NH, and helps buyers and homeowners in Fremont compare loan options from 45 lenders. NMLS #2748687 · Elite Mortgage Group NMLS #2502308MBR. Call or text 603-851-4982, or read more about Tom.
What is the property tax rate in Fremont, NH?
Fremont's 2025 total tax rate is $16.95 per $1,000 of assessed value, set by the NH Department of Revenue Administration. On a home assessed at $100,000, that comes to $1,695 a year. The payment calculator fills in Fremont's rate for you.
What are mortgage rates like in Fremont, NH?
Mortgage rates follow national markets, so they don't change much from Fremont to other New Hampshire towns. What differs is how each lender prices your loan, based on your credit, down payment, loan program and the property. Tom compares pricing from the 45 lenders Elite Mortgage Group works with for your scenario on the same day. What does change by town is property tax: at Fremont's 2025 rate, each $100,000 of assessed value adds about $141 a month to your payment. The NH mortgage rates guide explains what sets your rate.
What are the 2026 loan limits in Fremont?
Fremont is in Rockingham County, where the 2026 one-unit FHA limit is $962,550 and the conforming limit is $962,550. Loans above the conforming limit are jumbo loans. The FHA guide and the loan limit guide have the details.
Which loan programs fit homes in Fremont?
Programs that often fit in Fremont include Conventional, FHA, VA and NH Housing. The loan programs section above explains why each may suit Fremont's homes, and Tom can compare them for your situation.
How much is the transfer tax when you buy in Fremont?
New Hampshire's real estate transfer tax is the same in Fremont as everywhere in the state: $0.75 per $100 of the price, charged to both the buyer and the seller at closing. See the transfer tax calculator or the closing costs guide.
How do I get pre-approved to buy in Fremont?
Start with a short conversation with Tom about your plans for Fremont. It doesn't pull your credit. Then you complete Elite Mortgage Group's secure application, Tom reviews your income, assets and credit, and you get a pre-approval letter to send with your offers. The pre-approval guide lists the documents to gather.
Ready when you are
Three easy ways to reach Tom. No cost, no obligation and no credit pull to start.
Get a call back
A few quick questions, then Tom calls you.