Mortgages in Nottingham, NH
Tom helps buyers and homeowners in Nottingham, from Nottingham Square to the homes around Pawtuckaway Lake.
By Tom MacDonald, Loan Officer · Tax rate from NH DRA, 2025Elite Mortgage GroupNMLS #2748687Company NMLS #2502308MBR
No credit pull to start · Options from 45 lenders · Call or text 603-851-4982
Pictured: Lake Winnipesaukee, NHWhat should buyers know about Nottingham?
Looking for a mortgage in Nottingham, NH? Tom MacDonald, a loan officer with Elite Mortgage Group, helps buyers and homeowners in Nottingham and nearby towns with purchase loans, refinancing and pre-approvals, comparing options from 45 lenders. Nottingham's 2025 total property tax rate is $13.20 per $1,000 of assessed value (NH DRA). See every Rockingham County town's rate.
Nottingham is a Rockingham County town between Barrington, Lee, Epping, Raymond, Deerfield and Northwood. Route 152 and Route 156 meet in town, and Route 156 runs south past Pawtuckaway Lake toward Raymond. Pawtuckaway State Park and the Pawtuckaway Mountains are here, and the town has 14 lakes and ponds. Its villages include Nottingham Square, North Nottingham and West Nottingham.
Nottingham is almost all single-family homes. Census estimates put about 96% of its roughly 2,200 housing units in single-family houses, with about 38% built since 2000. Conventional, FHA, VA and NH Housing loans could fit many of these homes, and lake homes can be financed as primary or second homes depending on how you'll use them.
Nottingham is home to Pawtuckaway State Park and Pawtuckaway Lake, a great spot for hiking, camping and summer on the water. Nottingham Square is the historic center of town.
Tom also works across Rockingham County and nearby towns, including Barrington, Raymond, Epping and Deerfield.
Neighborhoods and areas
- Nottingham Square
- Pawtuckaway Lake
- Pawtuckaway State Park
- North Nottingham
- West Nottingham
Which loan programs fit buyers in Nottingham?
- Conventional. Suits a town where about 96% of homes are single-family houses.
- FHA. May work for many of the town's single-family homes.
- Second home financing. Could fit a lake home you'll use yourself part of the year.
- VA. Could finance a primary home for eligible veterans and service members.
- NH Housing. May fit a primary home purchase for eligible buyers.
As a mortgage broker, Elite Mortgage Group works with 45 mortgage lenders, so Tom can shop your loan with many of them at once. Eligibility and terms vary by lender and program.
For buyers and homeowners in Nottingham
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Buying or refinancing in Nottingham?
Tell Tom a little about your plans and he'll follow up personally. There's no credit pull to start.
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Helpful guides
Close to Nottingham
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- Litchfield
- Hudson
- Merrimack
- Amherst
- Hollis
- Pelham
- Weare
- Londonderry
- Nashua
- Manchester
- Salem
- Derry
- Windham
- Bedford
- Concord
- Milford
- Hooksett
- Goffstown
- Dover
- Rochester
- Exeter
- Plaistow
- Hampstead
- Portsmouth
- Hampton
- Stratham
- Durham
- Bow
- Pembroke
- Auburn
- Chester
- Atkinson
- Kingston
- Brookline
- New Boston
- Newmarket
- Seabrook
- Rye
- North Hampton
- Greenland
- Somersworth
- Sandown
- Hopkinton
- Newton
- Allenstown
- Fremont
- Danville
- Brentwood
- Candia
- Wilton
- Mont Vernon
- Lyndeborough
Compare towns, with tax rates and loan limits
Own a business in Nottingham? The free NH Business Hub is open to every local business.
Common questions about buying in Nottingham
Don't see yours? Call or text Tom or browse more answers.
Who is a local mortgage loan officer for Nottingham, NH?
Tom MacDonald, a loan officer who lives in Litchfield, NH. He works with Elite Mortgage Group, a mortgage broker at 300 Elm Street in Milford, NH, and helps buyers and homeowners in Nottingham compare loan options from 45 lenders. NMLS #2748687 · Elite Mortgage Group NMLS #2502308MBR. Call or text 603-851-4982, or read more about Tom.
What is the property tax rate in Nottingham, NH?
Nottingham's 2025 total tax rate is $13.20 per $1,000 of assessed value, set by the NH Department of Revenue Administration. On a home assessed at $100,000, that comes to $1,320 a year. The payment calculator fills in Nottingham's rate for you.
What are mortgage rates like in Nottingham, NH?
Mortgage rates follow national markets, so they don't change much from Nottingham to other New Hampshire towns. What differs is how each lender prices your loan, based on your credit, down payment, loan program and the property. Tom compares pricing from the 45 lenders Elite Mortgage Group works with for your scenario on the same day. What does change by town is property tax: at Nottingham's 2025 rate, each $100,000 of assessed value adds about $110 a month to your payment. The NH mortgage rates guide explains what sets your rate.
What are the 2026 loan limits in Nottingham?
Nottingham is in Rockingham County, where the 2026 one-unit FHA limit is $962,550 and the conforming limit is $962,550. Loans above the conforming limit are jumbo loans. The FHA guide and the loan limit guide have the details.
Which loan programs fit homes in Nottingham?
Programs that often fit in Nottingham include Conventional, FHA, Second home financing, VA and NH Housing. The loan programs section above explains why each may suit Nottingham's homes, and Tom can compare them for your situation.
How much is the transfer tax when you buy in Nottingham?
New Hampshire's real estate transfer tax is the same in Nottingham as everywhere in the state: $0.75 per $100 of the price, charged to both the buyer and the seller at closing. See the transfer tax calculator or the closing costs guide.
How do I get pre-approved to buy in Nottingham?
Start with a short conversation with Tom about your plans for Nottingham. It doesn't pull your credit. Then you complete Elite Mortgage Group's secure application, Tom reviews your income, assets and credit, and you get a pre-approval letter to send with your offers. The pre-approval guide lists the documents to gather.
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