Free PDF
The New Hampshire home buyer's handbook
Everything Tom's guides cover about buying in New Hampshire, in one printable handbook. Read it now, or save it for when you start looking.
Free · 11 pages · No credit pull, no obligation
What's inside
Nine chapters, written for New Hampshire
Each chapter comes from one of Tom's guides and links back to the full version online, with sources.
- Your first home, step by stepBudget, first-time buyer status, NH loan programs and what happens after your offer.
- Getting pre-approvedPre-qualification versus pre-approval, the steps and how long a letter lasts.
- Documents to gatherThe full checklist, by how you earn: W-2, self-employed, retired, military.
- After you applyLoan Estimate, appraisal, underwriting, Closing Disclosure and closing day.
- Closing costs and the transfer taxWho pays what in New Hampshire, prorations and ways to lower cash to close.
- NH property taxesHow town rates work, escrow, and credits and exemptions.
- Wells and septic systemsWater tests, septic checks and the waterfront rule.
- Radon, arsenic and other home checksWhat NH buyers test for and how results affect closing.
- Moving from MassachusettsTaxes, the buying process and border towns, compared.
Who it's for
Buyers at any stage
- First-time buyers figuring out where to start
- Buyers moving up, or moving from Massachusetts
- Anyone months away who wants to plan ahead
Ready for a real number?
A pre-approval shows what you can afford in your towns, with NH property taxes included.
Get a call back
A few quick questions, then Tom calls you.
