Mortgages in Bow, NH
Tom helps buyers and homeowners in Bow, the town just south of Concord where I-89 meets I-93.
By Tom MacDonald, Loan Officer · Tax rate from NH DRA, 2025Elite Mortgage GroupNMLS #2748687Company NMLS #2502308MBR
No credit pull to start · Options from 45 lenders · Call or text 603-851-4982
What should buyers know about Bow?
Looking for a mortgage in Bow, NH? Tom MacDonald, a loan officer with Elite Mortgage Group, helps buyers and homeowners in Bow and nearby towns with purchase loans, refinancing and pre-approvals, comparing options from 45 lenders. Bow's 2025 total property tax rate is $20.05 per $1,000 of assessed value (NH DRA). See every Merrimack County town's rate.
Bow sits next to Concord at the junction of Interstates 89 and 93, with I-93 exit 12S and I-89 exit 1 as its main access points. That puts the State House, downtown Concord and the Route 3 corridor a short drive away, and Manchester within easy reach down I-93.
Bow runs its own schools from kindergarten through high school: Bow Elementary School, Bow Memorial School and Bow High School. Housing is mostly owner-occupied single-family homes, so conventional, FHA, VA and NH Housing loans could fit many purchases here, depending on the property and the buyer's plans.
Bow sits right where I-89 meets I-93, with Bow Center and Bow Mills as its villages. Downtown Concord and Manchester are both easy drives.
Tom also works across Merrimack County and nearby towns, including Concord, Pembroke, Hooksett, Hopkinton and Allenstown.
Neighborhoods and areas
- Bow Center
- Bow Mills
- Bow Bog
- I-89 and I-93 junction
Which loan programs fit buyers in Bow?
- Conventional. Suits the owner-occupied single-family homes that make up most of Bow's housing.
- FHA. May work for many single-family homes, with flexible credit guidelines.
- VA. Could finance a primary home for eligible veterans and service members.
- NH Housing. May fit a primary home purchase, depending on the buyer and the program's rules.
As a mortgage broker, Elite Mortgage Group works with 45 mortgage lenders, so Tom can shop your loan with many of them at once. Eligibility and terms vary by lender and program.
For buyers and homeowners in Bow
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Buying or refinancing in Bow?
Tell Tom a little about your plans and he'll follow up personally. There's no credit pull to start.
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Helpful guides
Close to Bow
See all 57 townsShow fewer
- Litchfield
- Hudson
- Merrimack
- Amherst
- Hollis
- Pelham
- Weare
- Londonderry
- Nashua
- Manchester
- Salem
- Derry
- Windham
- Bedford
- Milford
- Goffstown
- Dover
- Rochester
- Exeter
- Plaistow
- Hampstead
- Portsmouth
- Hampton
- Stratham
- Durham
- Auburn
- Chester
- Raymond
- Atkinson
- Kingston
- Brookline
- New Boston
- Newmarket
- Epping
- Seabrook
- Rye
- North Hampton
- Greenland
- Somersworth
- Barrington
- Sandown
- Nottingham
- Newton
- Deerfield
- Fremont
- Danville
- Brentwood
- Candia
- Wilton
- Mont Vernon
- Lyndeborough
Compare towns, with tax rates and loan limits
Own a business in Bow? The free NH Business Hub is open to every local business.
Common questions about buying in Bow
Don't see yours? Call or text Tom or browse more answers.
Who is a local mortgage loan officer for Bow, NH?
Tom MacDonald, a loan officer who lives in Litchfield, NH. He works with Elite Mortgage Group, a mortgage broker at 300 Elm Street in Milford, NH, and helps buyers and homeowners in Bow compare loan options from 45 lenders. NMLS #2748687 · Elite Mortgage Group NMLS #2502308MBR. Call or text 603-851-4982, or read more about Tom.
What is the property tax rate in Bow, NH?
Bow's 2025 total tax rate is $20.05 per $1,000 of assessed value, set by the NH Department of Revenue Administration. On a home assessed at $100,000, that comes to $2,005 a year. The payment calculator fills in Bow's rate for you.
What are mortgage rates like in Bow, NH?
Mortgage rates follow national markets, so they don't change much from Bow to other New Hampshire towns. What differs is how each lender prices your loan, based on your credit, down payment, loan program and the property. Tom compares pricing from the 45 lenders Elite Mortgage Group works with for your scenario on the same day. What does change by town is property tax: at Bow's 2025 rate, each $100,000 of assessed value adds about $167 a month to your payment. The NH mortgage rates guide explains what sets your rate.
What are the 2026 loan limits in Bow?
Bow is in Merrimack County, where the 2026 one-unit FHA limit is $541,287 and the conforming limit is $832,750. Loans above the conforming limit are jumbo loans. The FHA guide and the loan limit guide have the details.
Which loan programs fit homes in Bow?
Programs that often fit in Bow include Conventional, FHA, VA and NH Housing. The loan programs section above explains why each may suit Bow's homes, and Tom can compare them for your situation.
How much is the transfer tax when you buy in Bow?
New Hampshire's real estate transfer tax is the same in Bow as everywhere in the state: $0.75 per $100 of the price, charged to both the buyer and the seller at closing. See the transfer tax calculator or the closing costs guide.
How do I get pre-approved to buy in Bow?
Start with a short conversation with Tom about your plans for Bow. It doesn't pull your credit. Then you complete Elite Mortgage Group's secure application, Tom reviews your income, assets and credit, and you get a pre-approval letter to send with your offers. The pre-approval guide lists the documents to gather.
Ready when you are
Three easy ways to reach Tom. No cost, no obligation and no credit pull to start.
Get a call back
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