Call, text or email Tom, loan officer with Elite Mortgage Group. He's available 7 days a week.
Ready to start? Start your pre-approval in a few questions, or read more about Tom.
Hi, I'm Tom. What can I help you with? Pick a topic for a quick answer, or send me a message and I'll reply myself.
Quick answers are automatic, written from this site's guides. They are general information, not advice or a commitment to lend. Messages go to Tom directly.
Most buyers start with a pre-approval, so you know your price range before you tour and your offer is taken seriously. Tom can walk you through it and answer questions along the way.
How pre-approval worksFirst-time buyer guideBuying in NH
You can start your application online through Elite Mortgage Group's secure portal, or send Tom a message and he'll help you get started. The site itself never asks for your Social Security number or documents.
Start my applicationWhat to have ready
Rates change daily and depend on your credit, the loan type, the property and more, so Tom quotes them one on one rather than on the website. Send him a message or a text and he'll get back to you with real numbers for your situation.
How mortgage rates workRate locks explained
Whether a refinance makes sense depends on your current loan, your goals and the costs involved. Tom's free mortgage checkup looks at your loan and tells you plainly if a change is worth it, with nothing expected.
Free mortgage checkupWhen to refinanceRefinance options
New Hampshire Housing has down payment and closing cost assistance programs for buyers who qualify, and gift funds from family can help too. Tom can tell you which ones may fit you.
NH down payment assistanceUsing gift funds
Elite Mortgage Group is a broker with access to 45 lenders, including options for self-employed borrowers and real estate investors, like bank statement and rental income loans.
Self-employed mortgagesBank statement loansInvestor loans
New Hampshire has no income tax on wages, but property taxes vary a lot from town to town, so it helps to compare a few towns before you choose. Tom lives in Litchfield and works with buyers across southern NH.
