Plan your dates from accepted offer to closing

What happens along the way

• Apply right away. Send Tom your signed agreement so your application can move ahead, the appraisal can be ordered and your Loan Estimate can go out.
• Inspection. Your inspection and any requests to the seller happen inside the inspection period in your agreement.
• Appraisal and underwriting. The lender confirms the home's value and reviews your documents. Quick answers to underwriting questions keep things moving.
• Closing Disclosure. Federal rules require you to receive it at least three business days before closing, with your final terms and costs.
• Final walk-through and closing. You check the home, sign and get the keys.

Every step after you apply

This planner doesn't fill in typical contingency periods, because purchase and sale agreements differ. Use the numbers in yours, and ask your agent or attorney how they count days.

• CFPB, 12 CFR 1026.19, timing of the Closing Disclosure