Mortgages in Barrington, NH
Tom helps buyers and homeowners in Barrington, from East Barrington at Routes 9 and 125 to the homes around Swains Lake and Mendum's Pond.
By Tom MacDonald, Loan Officer · Tax rate from NH DRA, 2025Elite Mortgage GroupNMLS #2748687Company NMLS #2502308MBR
No credit pull to start · Options from 45 lenders · Call or text 603-851-4982
Pictured: Lake Winnipesaukee, NHWhat should buyers know about Barrington?
Looking for a mortgage in Barrington, NH? Tom MacDonald, a loan officer with Elite Mortgage Group, helps buyers and homeowners in Barrington and nearby towns with purchase loans, refinancing and pre-approvals, comparing options from 45 lenders. Barrington's 2025 total property tax rate is $19.56 per $1,000 of assessed value (NH DRA). See every Strafford County town's rate.
Barrington sits in Strafford County between Dover, Rochester, Strafford, Northwood, Nottingham, Lee and Madbury. Route 125 (Calef Highway) and Route 9 meet in East Barrington, the town's commercial center, and the Isinglass River crosses the town. Swains Lake and Mendum's Pond are its largest bodies of water, and the Calef family's general store has been open since 1869.
Census estimates put about 78% of Barrington's roughly 3,600 housing units in single-family homes and about 13% in manufactured homes and other types, with about 31% built since 2000. Conventional, FHA, VA and NH Housing loans could fit many of these homes, and some manufactured homes can be financed too, depending on how they're built and titled.
FHA-approved condos: HUD lists 1 approved condo complex in Barrington (October 2026). See the list.
Barrington is lake country close to Dover. Swains Lake and Mendum's Pond are local favorites, and East Barrington at Routes 9 and 125 is where most of the errands happen.
Tom also works across Strafford County and nearby towns, including Dover, Rochester and Nottingham.
Neighborhoods and areas
- East Barrington at Routes 9 and 125
- Swains Lake
- Mendum's Pond
- Isinglass River
- West Barrington
Which loan programs fit buyers in Barrington?
- Conventional. Suits a town where about 78% of homes are single-family houses.
- Manufactured home loans. Some manufactured homes, about 13% of the town's housing with other types, can be financed depending on how they're built and titled.
- FHA. May work for many of the town's single-family homes.
- VA. Could finance a primary home for eligible veterans and service members.
- NH Housing. May fit a primary home purchase for eligible buyers.
As a mortgage broker, Elite Mortgage Group works with 45 mortgage lenders, so Tom can shop your loan with many of them at once. Eligibility and terms vary by lender and program.
For buyers and homeowners in Barrington
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Buying or refinancing in Barrington?
Tell Tom a little about your plans and he'll follow up personally. There's no credit pull to start.
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Helpful guides
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Close to Barrington
See all 57 townsShow fewer
- Litchfield
- Hudson
- Merrimack
- Amherst
- Hollis
- Pelham
- Weare
- Londonderry
- Nashua
- Manchester
- Salem
- Derry
- Windham
- Bedford
- Concord
- Milford
- Hooksett
- Goffstown
- Exeter
- Plaistow
- Hampstead
- Portsmouth
- Hampton
- Stratham
- Durham
- Bow
- Pembroke
- Auburn
- Chester
- Raymond
- Atkinson
- Kingston
- Brookline
- New Boston
- Newmarket
- Epping
- Seabrook
- Rye
- North Hampton
- Greenland
- Somersworth
- Sandown
- Hopkinton
- Newton
- Deerfield
- Allenstown
- Fremont
- Danville
- Brentwood
- Candia
- Wilton
- Mont Vernon
- Lyndeborough
Compare towns, with tax rates and loan limits
Own a business in Barrington? The free NH Business Hub is open to every local business.
Common questions about buying in Barrington
Don't see yours? Call or text Tom or browse more answers.
Who is a local mortgage loan officer for Barrington, NH?
Tom MacDonald, a loan officer who lives in Litchfield, NH. He works with Elite Mortgage Group, a mortgage broker at 300 Elm Street in Milford, NH, and helps buyers and homeowners in Barrington compare loan options from 45 lenders. NMLS #2748687 · Elite Mortgage Group NMLS #2502308MBR. Call or text 603-851-4982, or read more about Tom.
What is the property tax rate in Barrington, NH?
Barrington's 2025 total tax rate is $19.56 per $1,000 of assessed value, set by the NH Department of Revenue Administration. On a home assessed at $100,000, that comes to $1,956 a year. The payment calculator fills in Barrington's rate for you.
What are mortgage rates like in Barrington, NH?
Mortgage rates follow national markets, so they don't change much from Barrington to other New Hampshire towns. What differs is how each lender prices your loan, based on your credit, down payment, loan program and the property. Tom compares pricing from the 45 lenders Elite Mortgage Group works with for your scenario on the same day. What does change by town is property tax: at Barrington's 2025 rate, each $100,000 of assessed value adds about $163 a month to your payment. The NH mortgage rates guide explains what sets your rate.
What are the 2026 loan limits in Barrington?
Barrington is in Strafford County, where the 2026 one-unit FHA limit is $962,550 and the conforming limit is $962,550. Loans above the conforming limit are jumbo loans. The FHA guide and the loan limit guide have the details.
Which loan programs fit homes in Barrington?
Programs that often fit in Barrington include Conventional, Manufactured home loans, FHA, VA and NH Housing. The loan programs section above explains why each may suit Barrington's homes, and Tom can compare them for your situation.
How much is the transfer tax when you buy in Barrington?
New Hampshire's real estate transfer tax is the same in Barrington as everywhere in the state: $0.75 per $100 of the price, charged to both the buyer and the seller at closing. See the transfer tax calculator or the closing costs guide.
How do I get pre-approved to buy in Barrington?
Start with a short conversation with Tom about your plans for Barrington. It doesn't pull your credit. Then you complete Elite Mortgage Group's secure application, Tom reviews your income, assets and credit, and you get a pre-approval letter to send with your offers. The pre-approval guide lists the documents to gather.
Ready when you are
Three easy ways to reach Tom. No cost, no obligation and no credit pull to start.
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