Your Hollis, NH loan officer
Tom MacDonald is a loan officer with Elite Mortgage Group who helps buyers and homeowners in Hollis, NH, from the town center to homes near Silver Lake and the Massachusetts line.
By Tom MacDonald, Loan Officer · Tax rate from NH DRA, 2025Elite Mortgage GroupNMLS #2748687Company NMLS #2502308MBR
No credit pull to start · Options from 45 lenders · Call or text 603-851-4982
What should buyers know about Hollis?
Looking for a mortgage in Hollis, NH? Tom MacDonald, a loan officer with Elite Mortgage Group, helps buyers and homeowners in Hollis and nearby towns with purchase loans, refinancing and pre-approvals, comparing options from 45 lenders. Hollis's 2025 total property tax rate is $18.90 per $1,000 of assessed value (NH DRA). See every Hillsborough County town's rate.
Hollis sits on the Massachusetts line, with Nashua to the east, Brookline to the west and Pepperell, Massachusetts, to the south. Route 122 is the main north-south route and Route 130 the main east-west route, and both run through the town center. The Nashua River crosses the southeastern corner, the Nissitissit River flows through the western part, and Silver Lake is in town. Hollis grew as a farming town with apple orchards and fields of corn and pumpkins.
About 92% of Hollis housing units are single-family homes in the state's community profile. Conventional loans could fit many of these homes, and jumbo loans cover prices above the county's conforming limit. FHA, VA and NH Housing loans may also fit, depending on the home and the buyer.
Hollis is farm country on the Massachusetts line, and Lull Farm is a local favorite for its farm stand. Silver Lake and the town center on Routes 122 and 130 round it out.
Tom also works across Hillsborough County and nearby towns, including Nashua, Milford, Amherst and Brookline.
Neighborhoods and areas
- Town center (Routes 122 and 130)
- Silver Lake
- Nashua River
- Nissitissit River
- Near the Pepperell, MA line
Is there a loan officer in Hollis, NH?
Yes. Tom MacDonald is a loan officer with Elite Mortgage Group, a mortgage broker at 300 Elm Street in Milford, NH, and he works with buyers and homeowners in Hollis on purchase loans, refinancing and pre-approvals. He's available 7 days a week by phone or text at 603-851-4982. Thomas MacDonald, NMLS #2748687 · Company NMLS #2502308MBR.
Hollis resources
Which loan programs fit buyers in Hollis?
- Conventional. Suits a housing stock where about 92% of units are single-family homes.
- Jumbo. Covers a price above Hillsborough County's conforming loan limit.
- FHA. May work for many single-family homes within the county's FHA limit.
- VA. Could finance a primary home for eligible veterans and service members.
As a mortgage broker, Elite Mortgage Group works with 45 mortgage lenders, so Tom can shop your loan with many of them at once. Eligibility and terms vary by lender and program.
For buyers and homeowners in Hollis
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Buying or refinancing in Hollis?
Tell Tom a little about your plans and he'll follow up personally. There's no credit pull to start.
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Helpful guides
Close to Hollis
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- Litchfield
- Hudson
- Merrimack
- Pelham
- Weare
- Londonderry
- Manchester
- Salem
- Derry
- Windham
- Bedford
- Concord
- Hooksett
- Goffstown
- Dover
- Rochester
- Exeter
- Plaistow
- Hampstead
- Portsmouth
- Hampton
- Stratham
- Durham
- Bow
- Pembroke
- Auburn
- Chester
- Raymond
- Atkinson
- Kingston
- New Boston
- Newmarket
- Epping
- Seabrook
- Rye
- North Hampton
- Greenland
- Somersworth
- Barrington
- Sandown
- Hopkinton
- Nottingham
- Newton
- Deerfield
- Allenstown
- Fremont
- Danville
- Brentwood
- Candia
- Wilton
- Mont Vernon
- Lyndeborough
Compare towns, with tax rates and loan limits
Own a business in Hollis? The free NH Business Hub is open to every local business.
Common questions about buying in Hollis
Don't see yours? Call or text Tom or browse more answers.
Who is a local mortgage loan officer for Hollis, NH?
Tom MacDonald, a loan officer who lives in Litchfield, NH. He works with Elite Mortgage Group, a mortgage broker at 300 Elm Street in Milford, NH, and helps buyers and homeowners in Hollis compare loan options from 45 lenders. NMLS #2748687 · Elite Mortgage Group NMLS #2502308MBR. Call or text 603-851-4982, or read more about Tom.
What is the property tax rate in Hollis, NH?
Hollis's 2025 total tax rate is $18.90 per $1,000 of assessed value, set by the NH Department of Revenue Administration. On a home assessed at $100,000, that comes to $1,890 a year. The payment calculator fills in Hollis's rate for you.
What are mortgage rates like in Hollis, NH?
Mortgage rates follow national markets, so they don't change much from Hollis to other New Hampshire towns. What differs is how each lender prices your loan, based on your credit, down payment, loan program and the property. Tom compares pricing from the 45 lenders Elite Mortgage Group works with for your scenario on the same day. What does change by town is property tax: at Hollis's 2025 rate, each $100,000 of assessed value adds about $157 a month to your payment. The NH mortgage rates guide explains what sets your rate.
What are the 2026 loan limits in Hollis?
Hollis is in Hillsborough County, where the 2026 one-unit FHA limit is $589,950 and the conforming limit is $832,750. Loans above the conforming limit are jumbo loans. The FHA guide and the loan limit guide have the details.
Which loan programs fit homes in Hollis?
Programs that often fit in Hollis include Conventional, Jumbo, FHA and VA. The loan programs section above explains why each may suit Hollis's homes, and Tom can compare them for your situation.
How much is the transfer tax when you buy in Hollis?
New Hampshire's real estate transfer tax is the same in Hollis as everywhere in the state: $0.75 per $100 of the price, charged to both the buyer and the seller at closing. See the transfer tax calculator or the closing costs guide.
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How do I get pre-approved to buy in Hollis?
Start with a short conversation with Tom about your plans for Hollis. It doesn't pull your credit. Then you complete Elite Mortgage Group's secure application, Tom reviews your income, assets and credit, and you get a pre-approval letter to send with your offers. The pre-approval guide lists the documents to gather.
Which roads do Hollis commuters use?
Route 122 is the main north-south road and Route 130 the main east-west road, and both run through the town center. Route 130 and Route 111A lead east into Nashua, and Route 111 crosses the town's southeastern corner. Hollis borders Pepperell, Massachusetts, to the south.
Are Hollis homes on town water and sewer?
Mostly not. The state's community profile for Hollis lists private wells for water and private septic systems for wastewater, with no municipal wastewater treatment plant. Plan on a well water test and a septic check during your inspection period. NHDES recommends testing well water with an accredited lab before you buy.
Can I use a USDA loan in Hollis?
Often, yes. When Tom checked USDA's eligibility map on October 30, 2026, Hollis fell inside USDA's eligible rural area for home loans. USDA loans also have household income limits, and eligibility is confirmed address by address, so Tom checks the exact property and your income first.
What loan types fit Hollis homes?
About 92% of Hollis housing units are single-family homes in the state's community profile. Conventional loans fit many purchases, and jumbo loans cover loan amounts above Hillsborough County's 2026 conforming limit of $832,750. FHA (2026 limit $589,950 for one unit), VA, USDA and NH Housing loans may fit too. Buying land or a farm property in current use? Ask Tom early, since it can affect the appraisal and the taxes (see the current use guide). HUD's list showed no FHA-approved condo complexes in Hollis as of October 28, 2026.
How does buying a home in New Hampshire work, start to finish?
- Get pre-approved, so you know your price range with Hollis's tax rate included.
- Make an offer. Your purchase agreement sets the dates for inspections, financing and closing.
- Inspect: the home, plus the well water and septic system.
- Apply for the loan. Your lender must send a Loan Estimate within 3 business days of your application.
- Appraisal and underwriting.
- Review your Closing Disclosure, which you must receive at least 3 business days before closing.
- Close. New Hampshire's transfer tax is $0.75 per $100 of the price, paid by both the buyer and the seller.
Is there first-time buyer help in Hollis?
NH Housing, the state's housing finance agency, offers loan programs statewide, including Home First for first-time buyers and Plus versions that add down payment assistance. For many programs, "first-time" means you haven't owned a home in the past three years. Income and purchase price limits apply, and some programs require a homebuyer education course. NH Housing loans are made through participating lenders, and Elite Mortgage Group is listed in NH Housing's directory of participating companies.
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