Short answer
HUD's list showed 15 FHA-approved condo complexes in Manchester when Tom checked it on November 2, 2026. Many of the city's older multi-family buildings have been converted to condos, so it's worth checking a building's status before an FHA offer. A condo that isn't on the list may still qualify through FHA's single-unit approval, or with a conventional loan.
Which Manchester condos are on HUD's list?
| Complex | Street | Units (where listed) | Approval ends |
|---|---|---|---|
| Wellingwood Estates | Edward Roy Drive | March 7, 2027 | |
| 179-181 Cedar Street Condo | Cedar Street | August 7, 2027 | |
| Patio Townhouse Condominiums | Mammoth Road | 36 | August 16, 2027 |
| 244 Porter Street Condominium | Porter Street | December 4, 2027 | |
| Oak Brook Condominium | Northbrook Avenue | 192 | March 13, 2028 |
| Twin Towers Condominium | Silver Street | March 14, 2028 | |
| Derryfield Green | Derryfield Court | 48 | March 26, 2028 |
| Hosley Street Condominium | Hosley Street | 3 | July 31, 2028 |
| Sandpiper Valley Condominiums | Mammoth Road | 40 | September 19, 2028 |
| Stone Terrace Condos | Edward J. Roy Drive | 132 | December 10, 2028 |
| 678-680 Amory Street | Amory Street | 2 | December 19, 2028 |
| Westbrook Condominium | Old Hackett Hill Road | 72 | January 9, 2029 |
| 62-66 Harold Street Condo | Harold Street | May 7, 2029 | |
| Demetria's Crossing Condo | Karatzas Avenue | 66 (two phases) | May 14, 2029 |
| Windswept Condominiums | Old Cohas Avenue | 10 | July 6, 2029 |
What if a Manchester condo isn't on the list?
A single unit may still qualify through FHA's single-unit approval if the project meets HUD's requirements, including being complete and having at least five units. That rules out many two- to four-unit conversions, which are usually financed with conventional loans instead, as long as the project meets the lender's condo rules. Request the association's questionnaire and budget early, since the lender reviews the project as well as your finances.
How much do Manchester taxes add to a condo payment?
Manchester's 2025 rate is $20.24 per $1,000 of assessed value, about $169 a month for each $100,000 of assessed value. The city assessed at about 64.8% of market value in 2025, so the tax on a condo is usually less than the rate times the price. Association dues count in the payment a lender uses to qualify you. Manchester is in Hillsborough County, where the 2026 FHA limit for a one-unit home is $589,950.
Next step: Send Tom the address. He'll check its FHA status and run the payment with the real assessment and the dues. No credit pull to start.
Sources
- HUD FHA condominium search (checked November 2, 2026; Demetria's Crossing appears twice, 46 and 20 units, counted once)
- HUD, FHA condominiums and single-unit approval
- Fannie Mae Selling Guide B4-2.1-01, project standards
- NH DRA, 2025 municipal tax rates (Manchester $20.24)
- City of Manchester Assessors (2025 assessment level about 64.8%)
- HUD FHA mortgage limits (Hillsborough County 2026)
Checked November 2, 2026. Rules and dates change, so confirm current details before you rely on them.
General information only, not tax or legal advice. Program availability, eligibility and terms vary by lender and are subject to change and to underwriting approval. Not a commitment to lend.